Hard to Place Risks for Construction, Medical Malpractice and Nursing Homes

Email: info.aiggrm@aig.com

The Alternative Risk Division currently provides Commercial General Liability, Professional Liability and Products Liability coverage for hard to place risks, including Nursing Homes/Hospitals/Emergency Room Physicians, Contractors/Home Builders and Medical Manufacturers.

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Features and Benefits Back To Top

Policy is issued on a claims-made or occurrence, reimbursement basis and the limits of insurance are fully funded with cash or a Letter of Credit (L/C).
The cash is placed in an AIG pooled account and interest accrues at a rate based on current market conditions.

Alternatively, if posting an L/C, the form and issuing bank must be approved by AIG.
If there are no open, pending, unresolved or notices of potential claims at expiration of the policy period, or any extended reporting period/sunset provision, the remaining aggregate funding can be returned via a commutation of liabilities or rolled over to the renewal policy period.

Marketing Materials Back To Top

Alternative Risk Division Highlight Sheet (.pdf)

AIG Commercial Insurance is the marketing name for the domestic commercial property casualty insurance operations of American International Group, Inc. All products are written by insurance company subsidiaries of AIG Commercial Insurance Group, Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Claims scenarios are presented for illustration only. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.
Certain of the products and programs described above may be in the development stage and not in their final form. Such products and programs are not approved for offer or sale. Pending finalization and approval, such products and programs may involve various types of financial products, including, for example, loans, derivatives and insurance. Non-insurance products and services may be provided by independent third parties. Legal Notice

Contact AIG by email or phone Call M-F 6am-8pm ET | USA: 1-877-638-4244 Worldwide: +1-908-679-3150

Insurance and financial services provided by member companies of American International Group, Inc.
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