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Email or Call us Mon - Fri 6am-8pm EST
USA: 877-638-4244
Worldwide: +1-908-679-3150
Premium Financing gives the high-net-worth client the ability to obtain life insurance, but defer premium payments or pay them in monthly installments. The major benefit of this is that cash flow is improved and made available for high-yield investments that generate greater wealth.
Depending on a client's need and A.I. Credit's underwriter's approval, A.I. Credit can capitalize interest into the loan principal for any number of years.
A.I. Credit has created a fixed rate loan that is based on the LIBOR Swap Curve plus a competitive spread.
Our Premier Loan allows the borrower to choose when they want to pay their yearly interest payments, either up front or in arrears.
This type of financing is generally provided to insureds with guaranteed-cost property/casualty insurance programs of one year in duration.