American General Auto Finance (AGAF) is an exclusive provider of flexible auto financing. We help auto dealers say yes to more customers.

American General Financial Services is a leading provider of revolving and installment financing and we have helped thousands of retailers make the sale for 80 years.

This type of financing is generally provided to insureds with guaranteed-cost property/casualty insurance programs of one year in duration.

Individual or groups of insureds seeking to create a captive insurance company are often in need of both premium financing and capitalization funding.

Specific financing arrangements can be developed for a group of insureds who are either written under a master policy or within an industry group insurance program.

The Imperial A.I. Credit Companies have developed a Letter of Credit Replacement Program to help increase a company’s borrowing power by reducing or eliminating letters of credit posted to support large liability insurance programs.

The Imperial A.I. Credit Companies provide funding for these post-policy premiums on a non-recourse basis.

This loan caps the interest rate and spread on an annual basis that the borrower would have to pay out of pocket

A.I. Credit is able to help existing policyholders with the continuation of their premiums if the client has liquidity issues.

A.I. Credit is now seeing a large number of term loans coming due that require the borrower to pay off the loan with a balloon payment.

Depending on a client's need and A.I. Credit's underwriter's approval, A.I. Credit can capitalize interest into the loan principal for any number of years.

A.I. Credit has created a fixed rate loan that is based on the LIBOR Swap Curve plus a competitive spread.

Our Premier Loan allows the borrower to choose when they want to pay their yearly interest payments, either up front or in arrears.