Alternative Energy System Performace Insurance (.pdf)
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Case Studies
- Addressing a Corporate Structure (.pdf)
- Alternative Energy System Performance Insurance (.pdf)
- Catastrophe Asbestos Liability (.pdf)
- Construction Defect (.pdf)
- Errors & Omissions (.pdf)
- General Liability (.pdf)
- Long-Term Care Exposure (.pdf)
- Professional Liability (.pdf)
- Products Liability (.pdf)
- Products Recall (.pdf)
Structured Insurance Programs
The AIG Companies can design Structured Insurance Programs on a stand-alone basis or in combination with other programs for most client risks. These programs differ from most traditional insurance by including some element of "structure" such as an experience account, premium adjustments and/or the manner in which limits respond. When a Structured Insurance Program includes an experience account, that account is funded by a portion of the program's typically substantial premium or deposit premium. The account earns interest and funds loss payments. At a specified date after the policy period ends, the client may be eligible to receive any remaining balance.
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Potential Benefits
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- Benefit from favorable loss experience
- Address multiple types of exposures in one structure
- Obtain multi-year capacity with price certainty
- Mitigate loss volatility with multi-year coverage
- Provide evidence of insurance while saving costs as compared to traditional insurance
- Have significantly greater control over claims
- Obtain financing on more advantageous terms
- Have flexibility in terms of payment schedule
Marketing Materials
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