Premium finance offers your high net worth client the ability to obtain the life insurance they need while, at the same time, deferring the high cost of premium payments.
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USA: 877-638-4244
Worldwide: +1-908-679-3150
Term Loan RescueSM
Product Details
A.I. Credit is now seeing a large number of term loans coming due that require the borrower to pay off the loan with a balloon payment. If a borrower is still benefiting from the positive arbitrage and leveraging qualities of premium financing or is not ready to pay off the loan for whatever reason, they may be eligible to refinance with an A.I. Credit Loan for Life.
A.I. Credit Loan Products
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All loans are underwritten for the life of the insured, regardless of age.
- Client has yearly option to have A.I. Credit advance the premium or pay it themselves.
- Our Rapid Review means a simpler, smarter annual process. As long as there has been no event of default and our other review conditions are satisfied, A.I. Credit will advance the next year's premium.
- No required revenue sharing. A producer with the necessary knowledge has the option to work directly with A.I. Credit.
- Properly structured transactions that meet A.I. Credit's requirements may be completed without a Personal Guarantee.