· No lump-sum payments. Coverage is paid in monthly installments after the initial down payment.
· Preservation of capital. Clients control their cash flow, amortizing payments over the year while avoiding cash depletion.
· Affordability. The insured receives some of the most competitive rates available.
· Flexibility. Customized financing plans are tailored for client's individual needs.
Contact Us
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101 Hudson Street
Floor 33
Jersey City, NJ 07302
United States - Tel: 888-747-4762
- Email: lifefinancing@aig.com
Traditional Premium Financing
This type of financing is generally provided to insureds with guaranteed-cost property/casualty insurance programs of one year in duration. Payment structures are typically 20% down payment and 9 monthly installments for creditworthy insureds. Imperial A.I. Credit Companies may enhance these loans by lowering the down payment requirement and/or extending the number of installments for certain approved insureds. Such alternatives include 10, 11 or 12 monthly payment plans.
To provide further flexibility, payment plans may be structured to coincide with seasonal business cycles.
For more information on Premium Financing with Imperial A.I. Credit Companies, click here.
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Benefits to the Insured
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Benefits to the Agent/Broker
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· Immediate commission collection.
· Renewal/new business enhancement.
· Reduced administration. Imperial A.I. Credit Companies handles all billing and collections, which allows more time for selling.
· Non-recourse to agent/broker.
· Renewal/new business enhancement.
· Reduced administration. Imperial A.I. Credit Companies handles all billing and collections, which allows more time for selling.
· Non-recourse to agent/broker.