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Variable

Variable annuities are long-term retirement investments that offer tax deferral, a choice among variable-return investment options, optional features that can help protect against market volatility risk, and options that offer predictability of guaranteed lifetime income.

Variable Life insurance combines a death benefit with a savings account or cash value that can be invested in stocks, bonds and money market mutual funds.

Annuity products including; fixed income and variable annuities, retirement services and long term investment programs.