What Is Uninsured Motorist Coverage?

There are two types of Uninsured Motorist Coverage:

• Uninsured Motorist Bodily Injury Coverage protects you and the occupants of your vehicle for bodily injury up to your auto insurance policy limits as a result of an accident with a legally liable uninsured motorist or "hit and run" driver.
• Uninsured Motorist Property Damage protects your property up to your car insurance policy limit for property damage that results from an accident with a legally liable uninsured motorist or "hit and run" driver.

These coverages are not available in all states and are sometimes subject to a deductible.

The information and definitions contained herein are for informational purposes only and are not applicable in all states. This is not an insurance contract. As other terms, conditions and exclusions apply, please read the official policy issued by us to you for full details about the coverages. The information and definitions provided on this site do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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