Knowing what to do if you are involved in an accident can save lives and also make the claims process easier. Here are some helpful tips.

1.  Stop your car and find out if anyone is injured.

2.  Call the police. Tell them how many people were hurt and the types of injuries you observed. They will notify the nearest medical personnel. The police will also need to know your exact location, whether there are any disabled vehicles and if the accident is blocking traffic.

3.  Stay at the scene of an accident until a police officer tells you that you are free to go. You could be ticketed for leaving the scene.

4.  Protect yourself and the accident scene, and try to warn approaching drivers by turning on your vehicle’s flashers.

5.  Exchange vital information with the other driver(s) involved. Make detailed notes on:

•  the names, telephone numbers (including cell phone numbers) and addresses of all drivers, passengers and witnesses involved in the accident
•  license plate numbers
•  the make and model of each car
•  driver's license numbers
•  insurance identification
•  the names and badge numbers of all responding police officers or other emergency personnel

6.  Ask the investigating officer where you can obtain a copy of the police report. You will probably need it when you submit your claim to your insurance company.

7.  Keep copies of all documentation relating to the accident.

8.  Notify your insurance agent as soon as possible. 

9.  Keep a disposable camera in your car to take pictures of the accident scene and damages.