Auto and Motor Vehicle insurance provides financial coverage in the event of an accident, theft, vandalism or collision involving a motor vehicle. Policies typically provide property, liability and medical coverage. Property coverage pays for damage to or theft of a vehicle. Liability coverage takes care of the policyholder’s legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of rehabilitation, treating injuries and in some cases lost wages and funeral expenses. Auto and RV insurance covers cars, RVs, motorcycles, all-terrain vehicles (ATVs) and watercraft.

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Home and Property insurance guards a policyholder’s physical residence and its contents against loss or damage from perils such as fire, flood, theft, vandalism, hurricane, hail and lightning. It also covers an individual’s legal responsibility (liability) for any injuries people might suffer while on the covered property. The main types of Home and Property Insurance are: Homeowners Insurance, Mortgage Indemnity Guaranty, Mortgage Insurance, Title Insurance, Excess Liability Insurance and Excess Flood Insurance.

Identity Theft insurance reimburses victims for the cost of restoring their credit standing and identity after their name and personal data have been fraudulently used for economic gain. These costs can include lost wages, phone bills and legal fees.

Life insurance protects against economic loss in the event of a death, by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit provides financial security by replacing lost income or paying final expenses such as funeral costs.

Personal Health insurance provides financial coverage for medical expenses or lost income resulting from illness or accidental bodily injury. Covered expenses can include preventive and diagnostic care such as medical exams, laboratory tests and X-rays, as well as hospitalization, surgery, physicians’ fees, maternity care and medication. There are several categories of personal health insurance, including: Health, Dental, Vision, Supplemental/Voluntary Health, Private Medical and Personal Accident.

Travel insurance can provide coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.