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Life Insurance
Life insurance protects against economic loss in the event of a death, by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit provides financial security by replacing lost income or paying final expenses such as funeral costs.
Insurance solutions for associations, affinity group members, and other institutions.
Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years, or until a specific age (for example, 65).
Universal Life insurance is a hybrid policy that combines a death benefit with an investment component.
Variable Life insurance combines a death benefit with a savings account or cash value that can be invested in stocks, bonds and money market mutual funds.
Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.