The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
Lexington Insurance Company, an AIG company, is the leading U.S.-based surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and, therefore, insureds are not protected by such funds. The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risks and specialized insurance products. Insurance may be placed with/procured from Lexington only by a properly-licensed surplus lines broker. The information on this site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter of this site should be directed through licensed insurance professionals. AIG is the marketing name for the worldwide property casualty and general insurance operations of AIG Inc. For additional information, please visit https://www.aig.com. AIG products are written by insurance company subsidiaries or affiliates of AIG Inc., including Lexington, and may not be available in all jurisdictions. Coverage is subject to actual policy language. Non-insurance products and services may be provided by independent third parties.