AIG Programs

AIG manages both large and small portfolios, national or regional in scope, working with partners in all 50 states.

Why choose AIG for Programs?

With over 50 years in the Programs space, AIG Programs is an industry leader in the U.S. Program business. We focus on developing strategic solutions designed to make Program Administrators’ lives easier.

By leveraging our breadth of offerings and dedicated Underwriting, Claims and Loss Control teams, we offer exceptional service and solutions. We serve niche markets on both an admitted and non-admitted basis, through market leading infrastructure and underwriting expertise.

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The AIG Advantage

We have a broad appetite for the types of business we serve, coupled with flexible program and compensation structures. At AIG, we see managing programs as a team effort and we consider our Program Administrators critical team members and partners.

Our Appetite

Our breadth of products includes Property, General Liability, Inland Marine, Automobile, Umbrella/Excess, and Professional Liability.

Our Product

Program Administrators can share the underwriting risk with an added ability to scale with a target of $10 million in managed program premium with upside to grow.

Our People

We view our Program Administrators as partners, helping them strengthen client loyalty and attract new opportunities.

Offers customized products developed by seasoned program specialists for Program Administrators on both an admitted and non-admitted basis
Crafts flexible client-specific programs across a wide range of insurance coverages—including General Liability, Professional Liability, Liquor Liability, Sexual Misconduct Liability, Cyber, Auto, Property, Crime, Inland Marine, Equipment Breakdown, Umbrella and more
Provides broad industry appetite across multiple sectors

Delivers consistently superior client service by fostering long-term relationships with Program Administrators
Adapts to the needs of Program Administrators with the ability to use their existing rating & issuance platform or AIG’s and to provide unique coverage enhancements and services
Services unique program needs in all 50 US States through either a package or monoline solution

Provides flexibility in claims handling through access to AIG’s dedicated, in-house claims professionals and/or collaboration with third-party administrators (TPA)
Dedicates claims and risk management professionals to focus on loss prevention and a strategic approach to clients’ emerging risks
Works transparently with clients to ensure a clear understanding of the claims process and issue resolution

Share Your Ideas

We’re always looking for new and successful programs that meet evolving risk challenges. If you have an existing program you'd like to discuss, please reach out to us.

Program Development Process Fosters Sustainable Programs and Growth

AIG Programs has a dedicated Program Development Team to ensure a smooth on-boarding experience. From the initial submission, our Program Administrators are partnered with the underwriting, actuarial, operations, claims, and risk management stakeholders instrumental in a successful implementation. Building strong relationships from day one enables open communication and the fostering of profitable portfolios for the long term.

AIG Programs

Our portfolios range from standard commercial classes to those created for complex, high-risk exposures.

Provides tailored coverage for resorts and hotels with multiple leisure and recreation activities. Classes include destination spa hotels, lodges, luxury guest ranches, country inns, boutique hotels, and limited interval ownership condominium and condominium associations (not including those owned by ski resorts) with leisure and recreation activities.

Coverage Specifics:

Auto Liability
Auto Physical Damage
General Liability
Property
Umbrella/Excess
Inland Marine
Crime

Location: Nationwide and Canada

Provides insurance coverages for manufactured home communities, recreational vehicle (RV) parks/destination resorts, retail dealers of manufactured housing, and recreational unit dealers (including recreational equipment), except RV dealers.

Coverage Specifics:

General Liability
Cyber
Employee Practices Liability Insurance
Property
Inland Marine
Crime
Equipment Breakdown
Hired and Non-Owned Auto
Umbrella

Location: Nationwide

Provides multiline package coverage for amateur sports associations, amateur and professional sporting events, high school athletics, intercollegiate athletics and professional sports teams, including team-owned or managed sports facilities.

Coverage Specifics:

Auto Liability
Auto Physical Damage
General Liability
Property
Umbrella/Excess
Equipment Breakdown
Inland Marine

Location: Nationwide

Provides insurance coverage for established operations engaged primarily in towing automobiles including auto club contractors, auto body shops, auto mechanical repair shops, roadside service providers and rotational towing operations.

Coverage Specifics:

Auto Liability
Auto Physical Damage
Garage Keepers Liability
General Liability
Property
Equipment Breakdown
Inland Marine
Crime

Location: Nationwide

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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Filename: aig-programs-overview-april.pdf
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AIG Programs Overview

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Filename: aig-programs-capabilities-presentation.pdf
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AIG Program Capabilities Presentation

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Filename: aig-alternative-channels-leadership-team.pdf
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AIG Alternative Channels Leadership Team

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Filename: aig-programs-highlight-sheet.pdf
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Programs Highlight Sheet

_{The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.}

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AIG Programs

Why choose AIG for Programs?

Quick Links

The AIG Advantage

Our Appetite

Our Product

Our People

Customized Solutions

Superior Service

Risk Management and Claims Expertise

Program Development Process Fosters Sustainable Programs and Growth

AIG Programs

Aviation Program

Broadcasters Program

Builders Risk Program

Commercial Earthquake Program

Community Association Program

Dental Program

Destination Resorts and Hotels Program

Golf and Tennis Club Insurance Program

Hawaii Condo Property Program

Leisure Program

Management Liability for Private and Non-Profit Companies

Manufactured Housing Program

MotorSports Program

Psychoanalysts Professional Liability Program

Public Entity Program

Ski Program

Small Contractors Program

Small Attorney’s Professional Liability Program

Sovereign Nations Program

Sports Program

Towing Program

Vehicle Dealer Open Lot Program

Welding Supply Distributors Insurance Program

Brokers: Meet Your AIG Team

Downloadable Materials

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